Terms and Conditions of Use

We welcome you to the Iowa College Goal Sunday Web site, provided by Iowa Student Loan Liquidity Corporation ("Iowa Student Loan", "We", and "Us"), a private nonprofit corporation. Your access to this Web site signifies your consent to and agreement with the terms and conditions herein.

Usage Restrictions and Copyright Information

You agree to use this Web site only for lawful purposes. The following activities are strictly prohibited: (i) misrepresenting the identity of a user; (ii) tampering with this Web site; and (iii) conducting fraudulent activities.

You may access and view the materials appearing on this Web site for personal, non-commercial use only. You may download and/or copy certain portions of the material for personal, non-commercial use only, provided that you (a) retain all copyright, trademark or other proprietary notices contained on the material, (b) do not modify or alter the material in any way and (c) do not make the material available to any third party. Iowa Student Loan reserves complete title and full intellectual property rights in any material that you download from this Web site.

The College Goal Sunday logos and trademarks, as well as other marks, trade names, trademarks and logos on this Web site, are the properties of their respective owners. You may not use, reproduce, copy or manipulate such logos in any manner without the prior written consent of the owner.

The entire contents of this Web site, including text, images, music, sound, photographs, video, illustrations, icons, graphics, headers, data, information and software, are subject to copyright, trademark, or other proprietary rights or licenses held by Iowa Student Loan or by third parties who have licensed their rights to Iowa Student Loan. Except as provided above, you may not make copy, modify or create derivative works of the materials.

Disclaimers

The information presented at this Web site—including, but not limited to, software, content and third-party information available through hypertext links—is provided "as is" without any guarantees of completeness, accuracy or timeliness and without warranties of any kind, express or implied. We disclaim, and you hereby waive, any and all warranties and liabilities of Iowa Student Loan, whether express or implied, arising by operation of law or otherwise, including, but not limited to, any warranties of fitness for a particular purpose, merchantability and non-infringement. You acknowledge that Iowa Student Loan does not represent or warrant that this Web site will be accessible without interruption or that this Web site is free from errors, omissions, defects, design flaws, or from viruses or other harmful components.

Although We seek to provide accurate and up-to-date information, We do not warrant the accuracy of the information provided. Since applicable laws, regulations and economic conditions are subject to change, specific questions regarding financial aid and student loans should be directed to a financial aid director of a participating school or the U.S. Department of Education.

Nothing herein shall, to any extent, substitute for the independent investigations and the sound technical and economic judgments of the reader. Use of such information is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy and timeliness. We shall not be liable for errors, if any, contained in this Web site or resulting damages based upon reliance on such errors.

Reference herein to any specific commercial product, process or service by trade name, trademark, service mark, manufacturer or otherwise does not constitute or imply endorsement, recommendation or favoring by Us.

Any costs, figures or budgets shown on or calculated through this Web site are provided as examples only using estimated numbers. They may vary significantly from actual costs or figures for a variety of reasons, including, but not limited to, current interest rates, lending policies and loan terms, your actual financial situation, changing college costs and fees, and federal loan limit or policy changes. You are advised to discuss your situation with your lender(s) and college financial aid office. We are not responsible for any financial damages resulting from reliance on the information provided at this Web site.

At certain places on this Internet site, live links to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained or otherwise posted by institutions or organizations independent of Us. We do not endorse, approve, certify or control these external Internet addresses and do not guarantee the accuracy, completeness, efficacy, timeliness or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy and timeliness.

Security

No data transmission over the Internet can be guaranteed to be 100% secure. Therefore, the transmission of personal information to this Web site is not guaranteed to be secure, and it is possible that such information may be read or intercepted by others.

Modification

We reserve the right to modify or change the Terms and Conditions at any time without prior notice to you. Therefore, We recommend that you please read them carefully each time you use this Web site.